10ÔÂ14ÈÕ¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡
¡¡¡¡¡¡¡¡¡¡¡¡¡¡
¡¡¡¡Ç°¡¡ÑÔ
µç×ÓÉÌÎñÔË×÷Ä£ÐͺÍÒµÎñÁ÷³ÌÖÐÈý¸ö»·½Ú¡ªÐÅÏ¢Á÷¡¢×ʽðÁ÷ºÍÎïÁ÷ÊÇ´Ù½øµç×ÓÉÌÎñ·¢Õ¹µÄ¹Ø¼ü¡£×÷ΪÖм价½ÚµÄÍøÂ磨ÔÚÏߣ©Ö§¸¶£¬Êǵç×ÓÉÌÎñÁ÷³ÌÖн»Ò×Ë«·½×îΪ¹ØÐĵÄÎÊÌâ¡£Èç¹ûÕâ¸ö»·½Ú²»Äܽâ¾ö£¬ÄÇ̫;ÕýʵÏÖµç×ÓÉÌÎñ¾Í³ÉΪ¿Õ̸£¬¾ÍûÓеç×ÓÉÌÎñµÃÒÔ˳Àû·¢Õ¹µÄ»ù´¡Ìõ¼þ£¬µç×ÓÉÌÎñ¾Í³ÉÁË¡°ÐéÄâÉÌÎñ¡±£¬Ö»ÄÜÊÇÐÅÏ¢´«µÝµÄµç×Ó»¯¡¢ºÏͬµÄÎÞÖ½»¯£¬¶øÎÞ·¨ÍêȫʵÏÖÍøÉϽ»Ò×£¬Ê¹µÃµç×ÓÉÌÎñ¿ì½Ý±ãÀûµÄÓÅÊÆ´ó´òÕÛ¿Û¡£
×î³õµÄÍøÉϹºÎï²»°üÀ¨ÍøÂçÖ§¸¶¹¦ÄÜ£¬Ö»¸ºÔðÌṩÉÌÆ·(·þÎñ)ÐÅÏ¢ä¯ÀÀºÍ϶©µ¥¡£¸¶¿îÊÇͨ¹ýÆäËû;¾¶£¨Èçµç»°¡¢´«ÕæºÍÓʾֻã¿î£¬ÒøÐÐתÕÊ¡¢»ã¿îµÈÐÎʽ£©Íê³ÉµÄ¡£²»¹ý£¬¶ÔÓÚµç×ÓÉÌÎñÀ´Ëµ£¬ÕâЩ¸¶¿î·½Ê½Ê¹µÃÆä·½±ãÐÔÓëʵЧÐÔ´ó´òÕÛ¿Û£¬ÉõÖÁ¿ÉÒÔ˵·Ç³£ÀàËÆÓÚÓʹº·½Ê½£¬µ±È»ÕâЩÎÞ·¨Áî×·ÇóЧÂʺͱã½ÝµÄÈËÃÇÂúÒâ¡£
Òò´Ë£¬µç×ÓÉÌÎñµÄ½øÒ»²½·¢Õ¹±ØÈ»ÒªÇóÍøÂçÖ§¸¶µÄͬ²½¡£´«Í³Ö§¸¶ºÍ½áËã±ØÈ»Ó¦ÊÊÓ¦µç×ÓÉÌÎñ»·¾³µÄÌØµã¶ø¼ÓÒÔ±ä¸ïºÍ¸üУ¬ÄËÖÁ´´Ôì³öijÖÖȫеÄÖ§¸¶Ä£Ê½À´ÊÊÓ¦µç×ÓÉÌÎñµÄѸÃÍ·¢Õ¹¡£
Ŀǰµç×ÓÉÌÎñؽ´ý½â¾öµÄÎÊÌâ¾Í¼¯ÖÐÔÚÈçºÎͨ¹ýÏÖÓеÄÍøÂç¼¼ÊõÈçInternet Web¡¢Êý¾Ý¼ÓÃÜ¡¢·À»ðǽ¼¼Êõ¡¢¸÷ÖÖ½»Ò×ÐÒ飨ÈçSET£Secure Electronic Transaction ¡°°²È«µç×Ó½»Ò×ÐÒ顱¡¢ºÍSSL-Secure Socket Layer Protocol ¡°°²È«Ì×½Ó²ãÐÒ顱£©¡¢¿Í»§¶Ëä¯ÀÀ¼¼ÊõºÍÈí¼þµÈ£¬Ê¹µÃ¿Í»§ºÍÉ̼Ò͸Ã÷°²È«µØ½øÐн»Òס£ÆäÖУ¬Ö§¸¶ÏµÍ³µÄ¿É¿¿ºÍ°²È«£¬ÊÇÕû¸öµç×ÓÉÌÎñ¿ò¼ÜµÄ»ù´¡ºÍ±£ÕÏ¡£
ÔÚ¼ÌÐø±¾ÎÄÏÂÎÄ֮ǰ£¬ÎÒÃÇÐèÒª¶Ôµç×ÓÖ§¸¶ºÍÍøÂçÖ§¸¶µÄ¶¨Òå×ö½øÒ»²½µÄ¼òÒª¸ÅÀ¨¡£
ÎÒÃÇÈÏΪ£¬µç×ÓÖ§¸¶£¬Ó¢ÎÄΪ¡°Electronic Payment¡±¸ÅÀ¨µÄ˵¾ÍÊÇ´«Í³Ö§¸¶ÐÎʽµÄµç×Ó»¯¡£»òÕßÊÇͨ¹ýµç×ÓÐÅÏ¢»¯µÄÊÖ¶ÎʵÏÖ½»Ò×ÖеļÛÖµ½»»»¡£
¶øÍøÂ磨ÔÚÏߣ©Ö§¸¶£¬Ó¢ÎÄΪ¡°Online Payment¡±»òÕß¡°Internet Payment¡±ÊÇÖ¸ÒÔ¼ÆËã»úÍøÂçÏµÍ³ÌØ±ðÊÇ»¥ÁªÍøÏµÍ³£¬ÒÔµç×ÓÐÅÏ¢´«µÝµÄÐÎʽÀ´ÊµÏÖ×ʽðµÄÁ÷ͨºÍÖ§¸¶¡£
ÍøÂçÖ§¸¶¼ò½é
Ŀǰ¹ú¼ÊͨÐеÄÍøÂçÖ§¸¶¹¤¾ßÖ÷ÒªÓеç×ÓÐÅÓÿ¨¡¢µç×Ó½è¼Ç¿¨£¬µç×Ó֧ƱºÍµç×ÓÏÖ½ðµÈ¡£ÓÐÁËÕâЩ³£ÓõÄÖ§¸¶¹¤¾ß£¬¾Í¿ÉÒÔͨ¹ýһЩ³£ÓõĻ¥ÁªÍøÖ§¸¶ÊÖ¶ÎÀ´ÊµÏÖÍøÂçÖ§¸¶£¬ÀýÈçµÇÂ¼ÍøÉÏÒøÐУ¬ÒÔ¼°»¹Óб¾ÎÄÔÚÏÂÎĽ«ÒªÖصã½éÉܵĵÚÈý·½Ö§¸¶Æ½Ì¨£¬ÈçPayPalºÍÖ§¸¶±¦¡£
ÐÅÓÿ¨Ö§¸¶Êǵç×ÓÖ§¸¶ÖÐ×î³£ÓõŤ¾ß£¬ÐÅÓÿ¨ÔÚÅ·ÃÀµÈ·¢´ï¹ú¼ÒºÍµØÇøÒѾ³ÉΪ×îÆÕ±éµÄÖ§¸¶·½Ê½¡£¿ÉÒÔÔÚÐí¶à¹«¹²³¡ºÏʹÓá£Ò²¿ÉÒÔË¢¿¨¡¢POS½áÕÊÒÔ¼°×Ô¶¯È¡¿î»úÉÏÌáÈ¡ÏÖ½ðµÈ·½Ê½½øÐÐÖ§¸¶¡£¹ãÒåµÄÐÅÓÿ¨ÊÇÖ¸Äܹ»Îª³Ö¿¨ÈËÌṩÐÅÓÃÖ¤Ã÷£¬³Ö¿¨ÈË¿ÉÒԾݴ˽øÐÐÏû·ÑºÍÏíÊÜ·þÎñµÄ¿¨Æ¬¡£°üÀ¨ÒøÐдû¼Ç¿¨¡¢½è¼Ç¿¨¡¢´¢ÐºÍ֧Ʊ¿¨¡£
ÐÅÓÿ¨±È½ÏÊÊÓÃÓÚ¼ÆËã»úÍøÂç¿Õ¼äµÄ²Ù×÷¡£ÔÚµç×ÓÉÌÎñÖÐ×î¼òµ¥µÄÐÎʽÊÇÈÃÓû§ÌáǰÔÚijһ¹«Ë¾µÇ¼ÇÒ»¸öÐÅÓÿ¨ºÅÂëºÍ¿ÚÁµ±Óû§Í¨¹ýÍøÂçÔڸù«Ë¾¹ºÎïʱ£¬Óû§Ö»Ð轫¿ÚÁî´«Ë͵½¸Ã¹«Ë¾£¬¹ºÎïÍê³Éºó£¬Óû§»áÊÕµ½Ò»¸öÈ·Èϵĵç×ÓÓʼþ£¬Ñ¯ÎʹºÂòÊÇ·ñÓÐЧ¡£ÈôÓû§¶Ôµç×ÓÓʼþ»Ø´ðÓÐЧʱ£¬¹«Ë¾¾Í»á´ÓÓû§µÄÐÅÓÿ¨ÕÊ»§ÉϼõÈ¥Õâ±Ê½»Ò׵ķÑÓᣴËÖÖ·½Ê½µÄȱµãÔÚÓÚ°²È«´ëÊ©²î£¬¿ÉÒÔ¿´³ö³Ö¿¨ÈËÖ÷ÒªÊÇÒÀ¿¿É̼ҵijÏÐÅÀ´±£»¤×Ô¼ºµÄÐÅÓÿ¨Òþ˽ÐÅÏ¢£¬µ«ÊÇÒ»µ©ÐÅÏ¢Åû¶³öÏÖç¢Â©£¬ÔòÄÑÃâ³öÏÖ°²È«ÎÊÌâºÍÍøÂçÖ§¸¶¾À·×¡£
Ŀǰ³£ÓõÄÒ»ÖÖ·½·¨ÊÇÔÚ»¥ÁªÍøµÄ»·¾³ÏÂͨ¹ýǰÊöSET»òÕßSSLÐÒéµÄÖ§¸¶Íø¹ØÆ½Ì¨Ö±½ÓÓëÒøÐнøÐÐÏà¹ØÖ§¸¶ÐÅÏ¢µÄ°²È«½»»¥£¬½øÐÐÍøÂçÖ§¸¶¡£ÆäÍ»³öµÄÌØµãÊÇÓû§ÔÚÍøÉÏ·¢ËÍÐÅÓÿ¨ºÅºÍÃÜÂ룬¼ÓÃܺó·¢Ë͵½ÒøÐнøÐÐÖ§¸¶¡£ÕâÑùÒ»À´½µµÍÁËÓû§µÄÐÅÓÿ¨ºÅºÍÃÜÂëй¶µÄ·çÏÕ£¬Ïà¶ÔÌá¸ßÁ˰²È«ÐÔ¡£
»¹ÓÐÒ»ÖÖ·½Ê½Ò²¿ÉÒÔÏà¶Ô½µµÍÍøÂçÖ§¸¶µÄ·çÏÕ£¬ÄǾÍÊÇÕýÔÚѸÃÍ·¢Õ¹ÆðÀ´µÄÀûÓõÚÈý·½»ú¹¹µÄÖ§¸¶Ä£Ê½¼°ÆäÖ§¸¶Á÷³Ì£¬¶øÕâ¸öµÚÈý·½»ú¹¹±ØÐë¾ßÓÐÒ»¶¨µÄ³ÏÐŶȡ£ÔÚʵ¼ÊµÄ²Ù×÷¹ý³ÌÖÐÕâ¸öµÚÈý·½»ú¹¹¿ÉÒÔÊÇ·¢ÐÐÐÅÓÿ¨µÄÒøÐб¾Éí¡£ÔÚ½øÐÐÍøÂçÖ§¸¶Ê±£¬ÐÅÓÿ¨ºÅÒÔ¼°ÃÜÂëµÄÅû¶ֻÔÚ³Ö¿¨È˺ÍÒøÐÐÖ®¼ä×ªÒÆ£¬½µµÍÁËӦͨ¹ýÉ̼Ò×ªÒÆ¶øµ¼ÖµķçÏÕ¡£
ͬÑùµ±µÚÈý·½ÊdzýÁËÒøÐÐÒÔÍâµÄ¾ßÓÐÁ¼ºÃÐÅÓþºÍ¼¼ÊõÖ§³ÖÄÜÁ¦µÄij¸ö»ú¹¹Ê±£¬Ö§¸¶Ò²Í¨¹ýµÚÈý·½ÔÚ³Ö¿¨ÈË»òÕ߿ͻ§ºÍÒøÐÐÖ®¼ä½øÐС£³Ö¿¨ÈËÊ×ÏȺ͵ÚÈý·½ÒÔÌæ´úÒøÐÐÕ˺ŵÄijÖÖµç×ÓÊý¾ÝµÄÐÎʽ£¨ÀýÈçÓʼþ£©´«µÝÕÊ»§ÐÅÏ¢£¬±ÜÃâÁ˳ֿ¨È˽«ÒøÐÐÐÅÏ¢Ö±½Ó͸¶¸øÉ̼ң¬ÁíÍâÒ²¿ÉÒÔ²»±ØµÇ¼²»Í¬µÄÍøÉÏÒøÐнçÃæ£¬¶øÈ¡¶ø´úÖ®µÄÊÇÿ´ÎµÇ¼ʱ£¬¶¼ÄÜ¿´µ½Ïà¶ÔÊìϤºÍ¼òµ¥µÄµÚÈý·½»ú¹¹µÄ½çÃæ¡£
µÚÈý·½»ú¹¹Óë¸÷¸öÖ÷ÒªÒøÐÐÖ®¼äÓÖÇ©¶©ÓйØÐÒ飬ʹµÃµÚÈý·½»ú¹¹ÓëÒøÐпÉÒÔ½øÐÐijÖÖÐÎʽµÄÊý¾Ý½»»»ºÍÏà¹ØÐÅϢȷÈÏ¡£ÕâÑùµÚÈý·½»ú¹¹¾ÍÄÜʵÏÖÔÚ³Ö¿¨ÈË»òÏû·ÑÕßÓë¸÷¸öÒøÐУ¬ÒÔ¼°×îÖÕµÄÊÕ¿îÈË»òÕßÊÇÉ̼ÒÖ®¼ä½¨Á¢Ò»¸öÖ§¸¶µÄÁ÷³Ì¡£
Ò»¡¢PayPal ģʽÒÔ¼°·¨ÂÉ»·¾³
½üÄêÀ´£¬Ëæ×ŵç×ÓÉÌÎñÌØ±ðÊÇÍøÂç½»Ò×µÄѸÃÍ·¢Õ¹£¬ÕâÖÖÐÂÐ͵ĽèÖúÓÚµÚÈý·½Ö§¸¶µÄ·½Ê½ÌåÏÖÁ˾޴óµÄÉúÃüÁ¦¡£2002Äê7ÔÂ8ÈÕ£¬µ±µç×ÓÉÌÎñÍøÕ¾eBayÊÕ¹ºÁËÔÚÏßÖ§¸¶·þÎñÉÌPayPalºó£¬PayPalÌṩµÄÍøÂçÖ§¸¶·½Ê½¾Í½è×ÅeBayÍøÉÏÅÄÂô½»Ò×£¬ÌرðÊÇC2C½»Ò×µÄÌØµãÔÚÃÀ¹úºÍÅ·Ö޵ȹú¼ÒºÍµØÇø²»¶Ï·¢Õ¹¡£ÕâÖÖÐÂÐ͵ķ½Ê½ÓëÏû·ÑÕßÏßÉÏË¢¿¨¸¶¿îµÄ×î´ó²»Í¬ÔÚÓÚ£¬Í¸¹ýµÚÈýÕß¡ª¡ªPayPal¸¶¿î¸øÍøÂçÉ̼ҡ£É̼ÒÎÞ·¨Ö±½ÓÈ¡µÃÏû·ÑÕßµÄÐÅÓÿ¨×ÊÁÏ£¬¼õÉÙÐÅÓÿ¨×ÊÁÏй¶µÄ¸ÅÂÊ¡£Ä¿Ç°¸Ã¸¶¿î·½Ê½ÔÚÊÀ½çÈýÊ®°Ë¸ö¹ú¼ÒÖÐÓг¬¹ýÆßǧ¶þ°ÙÍò¸öÓû§¡£
£¨Ò»£©PayPalÖ§¸¶»ù±¾ÔÀí
ͨ¹ýPayPalÖ§¸¶Ò»±Ê½ð¶î¸øÉ̼һòÕßÊÕ¿îÈË£¬¿ÉÒÔ·ÖΪÒÔϼ¸¸ö²½Ö裺
1¡¢Ö»ÒªÓÐÒ»¸öµç×ÓÓʼþµØÖ·£¬¸¶¿îÈ˾ͿÉÒԵǼ¿ªÉèPayPalÕÊ»§£¬Í¨¹ýÑéÖ¤³ÉΪÆäÓû§£¬²¢ÌṩÐÅÓÿ¨»òÕßÏà¹ØÒøÐÐ×ÊÁÏ£¬Ôö¼ÓÕÊ»§½ð¶î£¬½«Ò»¶¨Êý¶îµÄ¿îÏî´ÓÆä¿ª»§Ê±µÇ¼ÇµÄÕÊ»§£¨ÀýÈçÐÅÓÿ¨£©×ªÒÆÖÁPayPalÕÊ»§Ï¡£
2¡¢µ±¸¶¿îÈËÆô¶¯ÏòµÚÈýÈ˸¶¿î³ÌÐòʱ£¬±ØÐëÏȽøÈëPayPalÕÊ»§£¬Ö¸¶¨Ìض¨µÄ»ã³ö½ð¶î£¬²¢ÌṩÊÜ¿îÈ˵ĵç×ÓÓʼþÕ˺ŸøPayPal¡£
3¡¢½Ó×ÅPayPalÏòÉ̼һòÕßÊÕ¿îÈË·¢³öµç×ÓÓʼþ£¬Í¨ÖªÆäÓеȴýÁìÈ¡»òתÕʵĿîÏî¡£
4¡¢ÈçÉ̼һòÕßÊÕ¿îÈËÒ²ÊÇPayPalÓû§£¬Æä¾ö¶¨½ÓÊܺ󣬸¶¿îÈËËùÖ¸¶¨Ö®¿îÏî¼´ÒÆ×ªÓèÊÕ¿îÈË¡£
5¡¢ÈôÉ̼һòÕßÊÕ¿îÈËûÓÐPayPalÕÊ»§£¬ÊÕ¿îÈ˵ÃÒÀPayPalµç×ÓÓʼþÄÚÈÝָʾÁ¬ÏßÕ¾½øÈëÍøÒ³×¢²áÈ¡µÃÒ»¸öPayPalÕÊ»§£¬ÊÕ¿îÈË¿ÉÒÔÑ¡Ôñ½«È¡µÃµÄ¿îÏîת»»³É֧Ʊ¼Äµ½Ö¸¶¨µÄ´¦Ëù¡¢×ªÈëÆä¸öÈ˵ÄÐÅÓÿ¨ÕÊ»§»òÕßתÈëÁíÒ»¸öÒøÐÐÕÊ»§¡£
´ÓÒÔÉÏÁ÷³Ì¿ÉÒÔ¿´³ö£¬Èç¹ûÊÕ¿îÈËÒѾÊÇPayPalµÄÓû§£¬ÄÇô¸Ã±Ê¿îÏî¾Í»ãÈëËûÓµÓеÄPayPalÕË»§£»ÈôÊÕ¿îÈËûÓÐPayPalÕË»§£¬ÍøÕ¾¾Í»á·¢³öÒ»·â֪ͨµç×ÓÓʼþ£¬Òýµ¼ÊÕ¿îÕßÖÁPayPalÍøÕ¾×¢²áÒ»¸öеÄÕË»§¡£ËùÒÔ£¬Ò²ÓÐÈ˳ÆPayPalµÄÕâÖÖÏúÊÛģʽÊÇÒ»ÖÖ¡°Óʼþ²¡¶¾Ê½¡±µÄÉÌÒµÍØÕ¹·½Ê½£¬´Ó¶øÊ¹µÃPayPalÔ½¹öÔ½´óµØÕ¼ÓÐÊг¡¡£
Ò»°ãÀ´¿´£¬ÕâÖÖ¸¶¿î·½Ê½ºÜÈÝÒ׿´³É×ʽðÊÇ͸¹ýµç×ÓÓʼþ·½Ê½»ãÈ루fund-in£©¡¢»ã³ö(fund-out)µÄ£¬¸¶¿îÈ˺ÍÊÕ¿îÈËÖ®¼äÍê³ÉÁ˸¶¿îÁ÷³Ì¡£ÊÂʵÉÏ£¬Í¨¹ýPayPal·¢³öµÄµç×ÓÓʼþ½ö°çÑÝ¡°Í¨Öª¡±½ÇÉ«£¬¶øPayPal·þÎñÒ²Ö»ÊǶÔÓû§µÄÐÅÓÿ¨ÕË»§½øÐн衢´û¼Ç¼¶øÒÑ¡£
¸ÅÀ¨µÄ˵£¬´ÓÐÎʽÉÏ¿´£¬PayPalĿǰÌṩµÄ»ù±¾Ä£Ê½ÊÇÒ»ÖÖ¡°µç×ÓÓʼþÖ§¸¶¡±·½Ê½¡£´Ó±¾ÖÊÉÏ¿´PayPalÊÇÒ»ÖÖ»ùÓÚÆäÆ½Ì¨µÄÐéÄâÒøÐÐÕÊ»§µÄ¼ÇÕʺÍתÕÊϵͳ¡£×ʽðµÄ×ªÒÆÊÇÔÚ¸¶¿îÈ˵ÄÒøÐÐÕÊ»§¡¢PayPalÕÊ»§ÒÔ¼°ÊÕ¿îÈ˵ÄÕÊ»§Ö®¼ä½øÐУ¬¶øµç×ÓÓʼþÆðµ½´«µÝÐÅÏ¢ºÍ֪ͨ×÷Óã¬ÆäÔËתÀë²»¿ªÒøÐÐÕÊ»§¡¢µç×Ó×ʽðתÕÊÒÔ¼°ÐÅÓÿ¨µÈ´«Í³Ö§¸¶¹¤¾ß¡££¨¶ÔûÓÐ×¢²áPayPalÕÊ»§µÄÊÕ¿îÈËÀ´Ëµ£¬·¢³öµç×ÓÓʼþ¸øÊÕ¿îÈ˶ÔÓÚPayPalÀ´Ëµ»¹ÓÐÒ»¸öÊг¡ÍÆÏúµÄ×÷Óᣣ©
ÕâÖÖģʽµÄÌØµãÔÚÓÚ£¬ÍøÂç½»Ò×µÄÊÕ¿îÈË£¨Âô¼Ò£©Ö»Òª¸æË߸¶¿îÈË£¨Âò¼Ò£©×ÔÉíµÄµç×ÓÓʼþµØÖ·£¬¼´ÔÚPayPalÉϵÄÓû§Ãû£¬ÄÇô¸¶¿îÈ˾ͿÉÒÔͨ¹ýPayPalÍê³É¸¶¿î¡£PayPalµÄÓû§·¢³öµÄ½ð¶îºÍÊÕµ½µÄ½ð¶îÊ×Ïȶ¼ÊÇ¶ÔÆäPayPalÕÊÃæµÄÔö¼õ£¬Óû§¿ÉÒÔͨ¹ýPayPalÕÊ»§µÄÖ¸ÁîÖ§¸¶£¬ÌáÏÖ»òÕß±äÎªÒøÐеĴæ¿î¡£»¹¿ÉÒÔ·¢³öÖ¸ÁʹPayPal¼Ä³ö֧Ʊ£¬»òÕßͨ¹ýתÕʽ«×ʽð»®ÖÁÓû§Ö¸¶¨µÄÒøÐÐÕÊ»§ÖС£¸¶¿îÈ˺ÍÊÕ¿îÈË¿ÉÒÔÔÚÁ½¸ö²»Í¬µÄÒøÐпª»§£¬Ò²¿ÉÒÔÊÇÁ½¸öÏà¾àÉõÔ¶µÄ¹ú¼Ò»òÕßµØÇøµÄÒøÐпª»§£¬µ«ÊÇÖ»ÒªËûÃǶ¼ÊÇPayPalµÄÓû§£¬¾Í¿ÉÒÔ¼õÉÙ¿çÐÐÖ®¼ä¡¢¿ç¹úºÍ¿çµØÇøÖ®¼äµÄתÕÊ·±Ëö¡£ÎÞÒÉÕâÖÖһվʽµÄ±ãÀûÒÔ¼°ÒÔµç×ÓÓʼþµØÖ·×÷ΪPayPalÕÊ»§µÄ·½Ê½´ó´óÓбðÓÚ´«Í³µÄÒÀÀµÓÚ½ðÈÚϵͳÉϵĽ»Ò׺ÍתÕÊģʽ¡£
´ËÍâ,¶ÔÓÚÖ§¸¶°²È«À´Ëµ£¬PaypalµÄ×÷ÓúͷÀ»ðǽÓÐЩÏàͬ£¬ÔÚÊÕ¿îÕߺÍÓû§µÄÐÅÓÿ¨×ÊÁϼäÖþÆðÁËÒ»µÀ°²È«ÆÁÕÏ¡£ÒÔǰÓÃÐÅÓÿ¨¹ºÎÐèÒªÔÚÍøÉÏÉ̵êÌṩµÄ¸¶¿îÒ³ÃæÉÏÊäÈ뿨ºÅ£¬Õâô×öµ±È»ºÜ·½±ã¡£µ«ÊÇÈç¹ûÍøÕ¾Ã»ÓÐʵÏÖ¼ÓÃÜ´«ÊäÐÅÏ¢£¬»òÕßÓÐЩ·ÂÃ°ÍøÕ¾£¨spoof site£©¶ñÒâÆÈ¡ÐÅÏ¢½»Ò×£¬°²È«ÐÔ¾ÍÒª´ó´òÕÛ¿Û¡ª¡ªÐÅÓÿ¨×ÊÁÏ»á±»ÍøÕ¾¹¤×÷ÈËÔ±»òÕß±ðµÄʲôÈË»ñÈ¡¡£ÏÖÔھͲ»Í¬ÁË£¬Í¨¹ýPayPal½øÐÐתÕÊ»òÕ߸¶¿î¸øÉ̼ң¬Ö»ÒªÊäÈëPayPalÕ˺źÍÃÜÂ롪¡ªÕâ¾Í¶àÁËÒ»²ãÃÜÂë±£»¤£¬¶øÇÒÖ§¸¶Ò³ÃæÓÉPayPalÌṩ£¬¶ø²»ÊÇÓÉÍøÉÏÉ̵êÌṩ¡£×îÖÕÔÚPayPalÕ¾ÉÏÍê³É¼ÓÃܵÄÖ§¸¶¹ý³Ì£¬Ã»ÓеÚÈý·½£¨°üÀ¨ÍøÉÏÉ̵꣩Äܹ»½Ó´¥µ½Óû§µÄÒøÐÐÕÊ»§»òÕßÐÅÓÿ¨³Ö¿¨È˵ĸöÈË×ÊÁÏ¡£
£¨¶þ£©PayPalÓëÓû§¡¢ÒøÐм°ÆäËû·¨ÂɹØÏµ
ÔÚ˵PayPalºÍÓû§Ö®¼äµÄ¹ØÏµÇ°£¬ÓбØÒª¶ÔPayPalµÄÓû§ÐÒé×ö¸ö¼òµ¥½éÉÜ£¬ÔÚÔçÆÚµÄPayPalµÄÓû§ÐÒéÖУ¬¿ÉÒÔ¿´µ½¡°PayPal will pool your funds together with funds from other Users, and will place those funds in accounts at one or more FDIC-insured banks ("Pooled Accounts"). You agree that any earnings on the Pooled Accounts will be the property of PayPal, and you will not receive interest or other earnings on the funds that PayPal handles as your agent."Ò²¾ÍÊÇ˵PayPal¿ÉÒÔ½«Óû§µÄ×ʽðÒ»Æð´æ·ÅÔÚ±»Áª°î´¢Ðî±£ÏÕ¹«Ë¾Ëù±£ÏÕµÄÒøÐÐÀ↑ÉèµÄÕÊ»§£¨FDIC-insured banks£©,ͨ¹ý½ÓÊÜÔçÆÚµÄÓû§ÐÒ飬Óû§Í¬ÒâPayPalÒò¸ÃÕÊ»§²úÉúµÄÈκÎÊÕÒæ¹éÓÚPayPalËùÓУ¬Óû§½«²»»áÊÕµ½ÒòÆäͨ¹ýPayPal×ªÒÆµÄÄDZÊ×Ê½ð¶ø²úÉúÈκÎÀûÒæ»òÕ߯äËûÊÕÒæ¡£
ÔÚĿǰ£¨½ØÖÁ2005Äê6Ô£©µÄÓû§ÐÒé(ÃÀ¹ú)ÖУ¬¿ÉÒÔ¿´µ½£¬¡±PayPal acts as a facilitator to help you accept payments from and make payments to third parties. We act as your agent based upon your direction and your requests to use our Services that require us to perform tasks on your behalf. PayPal will at all times hold your funds separate from its corporate funds, will not use your funds for its operating expenses or any other corporate purposes, and will not voluntarily make funds available to its creditors in the event of bankruptcy or for any other purpose. You acknowledge that (i) PayPal is not a bank and the Service is a payment processing service rather than a banking service, and (ii) PayPal is not acting as a trustee, fiduciary or escrow with respect to your funds, but is acting only as an agent and custodian.¡±
¡°You agree that you will not receive interest or other earnings on the funds that PayPal handles as your agent. PayPal will also not receive interest on those funds, but may receive a reduction in fees or expenses charged for banking services by the banks that hold your funds¡±.
PayPalÑϸñÇø·ÖÓû§×Ô¼ºµÄ×ʽðºÍ×ÔÉíµÄ×ʽ𣬲»»á½«´Ë×ʽðÓÃÓÚ¹«Ë¾ÔËÐлòÕ߯äËûÄ¿µÄ£¬Ò²²»»áÔÚÆÆ²úµÄÇé¿öÏ»òÕßÓÉÓÚÆäËüµÄÄ¿µÄ×ÔÖ÷µØ½«×ʽð¹éÓÚծȨÈË¡£Õâ˵Ã÷£¬Ä¿Ç°PayPal²»»áÀûÓÃÓû§×ʽð׬ȡÀûÏ¢ÊÕÈ룬²¢ÇÒÓû§µÄ×ʽðÔÚûÓмÓÈëPayPalÌṩµÄÁíÍâÒ»¸ö·þÎñ¡°»õ±ÒÊг¡»ù½ð¡±·½°¸µÄÇé¿öÏ£¬½«´æÈë±»Áª°î´¢Ðî±£ÏÕ¹«Ë¾Ëù±£ÏÕµÄÒøÐУ¨FDIC-insured banks£©À↑ÉèµÄÎÞÏ¢ÕÊ»§ÖÐ ¡£
PayPalÔÚÓû§ÐÒéÖÐÉù³Æ×Ô¼ºÊÇÓû§µÄ´úÀíÈË£¨agent£©£¬ÊǰïÖúÓû§´ÓµÚÈý·½½ÓÊÜÖ§¸¶ÒÔ¼°ÏòµÚÈý·½·¢³öÖ§¸¶µÄ´úÀí»ú¹¹¡£²¢ÔÚÓû§ÐÒéÖУ¬ÈÃÓû§Ã÷È·£¨1£©PayPal×ÔÉí²»ÊÇÒøÐУ¬ÆäÏòÓû§ÌṩµÄ·þÎñÊÇÖ§¸¶´¦Àí·þÎñ£¬¶ø²»ÊÇÒøÐÐÒµÎñ£»£¨2£©¶ÔÓÚÓû§µÄ×ʽð£¬PayPal²»ÊDzƲúµÄÊÜÍÐÈË¡¢ÊÜÐÅÍÐÈË¡¢»òÕßÊÇ´ýÒ»¶¨Ìõ¼þ³ÉÊìºóÔÙת½»¸øÊÜÈÃÈ˵ĵÚÈý·½£¬¶øÊÇ×÷ΪÓû§µÄ´úÀíÈ˺Í×ʽðµÄ¹ÜÀíÕß¡£
»ùÓÚPayPalµÄÓû§ÐÒ飬ÎÒÃÇ¿ÉÒÔÈÏΪ£¬PayPalΪע²á³ÉΪÆäÓû§µÄÂò¼Ò»òÕßÂô¼ÒµÄÓû§¡¢ÊÕ¿îÈ˺͸¶¿îÈËÖмäÌṩÁËÒ»ÖÖÍøÂçÖ§¸¶µÄ´¦Àí·þÎñ¡£Ò²¾ÍÊÇ˵ÔÚÓû§½ÓÊÜÁËÓû§ÐÒéÖ®ºó£¬PayPalºÍÓû§Ö®¼äÓÐÁËÌá¹©ÍøÂçÖ§¸¶·þÎñºÍ½ÓÊÜÍøÂçÖ§¸¶·þÎñµÄºÏͬ¹ØÏµ¡£
ÔÚPayPal£¨ÃÀ¹ú£©µÄÓû§ÐÒéÖУ¬PayPal±íʾ×Ô¼ºÊÇÔÚÕû¸ö·þÎñµÄ¹ý³ÌÖÐ×÷ΪÓû§µÄ´úÀíÈ˺ÍÓû§×ʽðµÄ¹ÜÀíÕß¡£ÎÒÃÇÈÏÎªÉæ¼°µ½PayPalµÄ·¨ÂÉÎÊÌâ¿ÉÒÔ¼¯ÖÐÌåÏÖÔÚÒÔϼ¸¸ö·½Ã棺ºÍÓû§Ö®¼äµÄ¹ØÏµ¡¢ºÍÒøÐУ¨ÐÅÓÿ¨£©Ö®¼äµÄ¹ØÏµ£¬Ö§¸¶°²È«¡¢PayPalµÄ·¨ÂɵØÎ»È·ÈÏ¡£
¡ñPayPalºÍÓû§Ö®¼äµÄ¹ØÏµ
ÔÚPayPal £¨ÃÀ¹ú£©µÄÓû§ÐÒéÖл¹Ìáµ½¡°PayPal acts as a payment service provider by creating, hosting, maintaining and providing our Service to you via the Internet. We do not have any control over the products or services that are paid for with our Service. We cannot ensure that a buyer or a seller you are dealing with will actually complete the transaction.¡±ÕâÀï¿ÉÒÔ¿´µ½Ç°ÃæÒ»¶Î³ÎÇåPayPalºÍÓû§µÄÖ®¼ä¿í·ºµÄ´úÀí¹ØÏµºó£¬»¹Ã÷È·±íʾ×Ô¼º×÷ÎªÍøÂçÖ§¸¶·þÎñµÄÌṩÕߣ¬²»±£Ö¤Âò¼ÒºÍÂô¼ÒÖ®¼äÊÇ·ñÕæµÄÈ«ÃæÂÄÐÐÍê½»Òס£
ÎÒÃÇÈÏΪ£¬ÕâÀïPayPalÃÀ¹úµÄÓû§ÐÒéÖаÑ×Ô¼º¶¨ÒåΪ´úÀí»ú¹¹£¬Ò²¾ÍÊÇ˵PayPal£¨ÃÀ¹ú£©ÊÇ»ùÓÚÓû§µÄָʾºÍÒªÇó£¬ÒÔÓû§µÄÃûÒåÍê³ÉÍøÉÏÖ§¸¶¡£
¿ÉÒÔ˵´úÀí»ú¹¹£¨AGENT£©ÊÇÊôÓÚÓ¢ÃÀ·¨ÉϵÄÒ»ÖÖ¿í·ºµÄ¸ÅÄî¡£¸ù¾ÝÃÀ¹úµÄ´úÀí·¨ÀíÂÛ£¬´úÀíÊÇÒ»ÖÖÊÜÍÐÐÅÒå¹ØÏµ£¬ÆäÖÐÒ»·½Í¬ÒâÔÚÁíÒ»·½µÄ¼à¶½ÏÂΪÁËÁíÒ»·½µÄÀûÒæ¶øÊµÊ©Ò»¶¨µÄÐÐΪ¡£¾¡¹Ü´úÀí¹ØÏµ²»Ò»¶¨±ØÐëÊÇ»ùÓÚºÏͬ¹ØÏµµÄ£¬µ«»ù±¾ÉÏÊÇÒ»ÖÖºÏÒ⣺¼´ÒªÇó±¾È˱íÃ÷ËûÔ¸Òâ´úÀíÈË´ú±íËûΪһ¶¨µÄÐÐΪ£¬²¢³Ðµ£Æäºó¹û£»´úÀíÈËͬÒâ´ú±¾È˶øÐÐΪ£¬²¢Ô¸Òâ½ÓÊܱ¾È˵Äָʾ»ò¿ØÖÆ¡£ÕâÖÖͬÒâµÄ±íʾ¿ÉÒÔÊÇÃ÷ʾµÄ£¬Ò²¿ÉÒÔ´ÓË«·½µ±ÊÂÈ˵ÄÐÐΪ»òËù´¦Çé¾³ÖÐÍÆ¶Ï³öÀ´¡£
ÔÚPayPal×÷ΪÓû§µÄ´úÀíÈË´¦ÀíÍøÂçÖ§¸¶Ïà¹ØÊÂÒ˵Äʱºò£¬PayPalµÄÔðÈξͻùÓÚÆäÔÚÓû§ÐÒéÖеijÂÊöºÍÔÊŵ£¬ÒÔÓʼþÐÎʽÂÄÐоÓû§ºÏ·¨ÊÚȨµÄ¸¶¿î֪ͨºÍÊÕ¿î֪ͨÒåÎñ¡£µ±È»×÷Ϊ´úÀíÈ˺Í×ʽðµÄ¹ÜÀíÈË£¨±£¹ÜÈË£©¶ÔÓû§µÄ¸öÈËÐÅÏ¢¡¢ÕÊ»§µÄÐÅÏ¢¶¼Ó¦ÓÐÒ»¶¨±£ÃÜÒåÎñ£¬²¢±£Ö¤ÍøÂçÖ§¸¶×ʽðµÄ°²È«ºÍ˳³©¡£PayPalÔÚÓû§ÐÒéÖÐÌØ±ðÌáµ½£¬²»½«×ʽðÓÃÓÚ¹«Ë¾µÄÆäËûÄ¿µÄ£¬²¢ÔÚ¹«Ë¾ÆÆ²úµÄÇéÐÎÏ£¬²»½«Óû§µÄ×ʽð×ÔÖ÷µØ¹éÓÚծȨÈËÃûÏ¡£
¡ñPayPalºÍÒøÐУ¨ÐÅÓÿ¨£©Ö®¼äµÄ¹ØÏµ
¿ÉÒÔÕâÑù¿¼ÂÇ£¬PayPalÒ»·½ÃæÎª½ÓÊÜÆäÓû§ÐÒéµÄ¿Í»§Ìá¹©ÍøÂçÖ§¸¶ºÍ×ʽ𱣹ܵķþÎñ£¬ÁíÒ»·½ÃæÓÉÓÚ×ÔÉí²»ÊÇÒøÐУ¬±ØÐëÒÀ¿¿ÐÅÓÿ¨×éÖ¯ºÍÒøÐÐÌåϵÀ´¹¹½¨×Ô¼ºµÄ·þÎñ¿ò¼Ü¡£PayPal¶ÔÓÚÒøÐкÍÐÅÓÿ¨×éÖ¯À´ËµÊÇÊÕµ¥ÈË£¬¼´Óû§Í¨¹ýÐÅÓÿ¨»òÕßÒøÐÐÕ˺Ž«×ʽðÖÃÈëÁËPayPalµÄÕ˺ÅÖС£PayPalÐèÒªºÍÒøÐУ¨ÐÅÓÿ¨×éÖ¯£©Ö®¼äÓиö·þÎñÐÒéÃ÷È·Ë«·½µÄȨÀûºÍÒåÎñ£¬Ö÷ÒªÓÐÒÔϼ¸¸ö·½Ã濼ÂÇ£º
1. ¶ÔÏû·ÑÕßÐÅÓÿ¨»òÕßÒøÐÐÕ˺ŵÄÈÏÖ¤£»
2. ÐÅÓÿ¨×éÖ¯»òÕßÒøÐа´ÕÕPayPalµÄ£¨Óû§µÄÖ¸ÁҪÇó×÷³öµÄ×ʽ𻮲¦£»
3. ¶Ô¿ÉÄܳöÏֵįÛÕ©ºÍÍË¿îÒªÇóµÄÈ·ÈÏ¡£
¿ÉÒÔ˵ÔÚÃæ¶ÔÓû§Ê±£¬PayPalÊǽ«ÐÅÓÿ¨ºÍÒøÐÐÔÚÖ§¸¶µÄ¹ý³Ì×öÁ˽øÒ»²½Ï¸»¯ºÍÐéÄâÍøÂ绯£¬ÊÇÒ»ÖÖÑÓÉ죬µ«Í¬Ê±Ò²ÊÇ×÷ΪÐÅÓÿ¨×éÖ¯ºÍÒøÐеÄÒµÎñµÄÊÕµ¥·½¡£Õâ±ØÈ»Ôì³ÉPayPalºÍÐÅÓÿ¨×éÖ¯ÒÔ¼°ÒøÐÐÒµÎñµÄ½ôÃܽáºÏ£¬ÀýÈçPayPal±ØÐë¾³£µ÷Õû×Ô¼ºµÄÏà¹ØÕþ²ßÒÔ±ãÓëÐÅÓÿ¨×éÖ¯µÄ¹æÔò£¬ÒÔ¼°¹æ·¶ÐÅÓÿ¨µÄÏà¹Ø·¨ÂÉÏàÒ»ÖºÍе÷¡£
Ö§¸¶°²È«ÎÊÌâÊÇÓû§ºÍPayPal¶¼·Ç³£¹Ø×¢µÄÎÊÌ⣬ËäÈ»Óõç×ÓÓʼþµØÖ·×÷ΪÔÚPayPalÉϵÄÕ˺ţ¬²¢Óüòµ¥µÄÖ´ÐÐÃÜÂë×÷Ϊ֧¸¶µÄÃüÁîºÍָʾ,±ÜÃâÁ˽«ÐÅÓÿ¨ÐÅÏ¢ºÍÆäËûÒøÐÐÕ˺ÅÐÅϢ͸¶¸øÆäËûÉ̼ҵĹý³ÌÖб»Ð¹Â¶µÄ·çÏÕ¡£µ«ÊÇÔÚPayPalµÄʵ¼ùÖУ¬»¹ÊÇ»á³öÏÖÍøÂç³ÏÐÅÓ밲ȫÎÊÌ⣬ÒÔ¼°ÔÚÆäÉæ¼°µ½µÄ·þÎñÖÐÒþ˽ȨºÍÏû·ÑÕß±£»¤ÎÊÌâ¡£
Ϊ´Ë£¬PayPal³ǫ̈ÁËһЩÕþ²ßºÍ´ëÊ©À´±£Ö¤ÍøÉÏÖ§¸¶µÄ°²È«¡£ÀýÈ磺
¡ñÑéÖ¤ÕÊ»§
Óû§¿ÉÒÔÑ¡Ôñ×¢²áÈýÖÖÕÊ»§Ö®Ò»½øÐÐÖ§¸¶¡£¸öÈËÕÊ»§£¨Personal Account£©£¬±ê×¼ÕÊ»§£¨Premier Account£©ÓëÉÌÒµÕÊ»§£¨Business Account£©,ÔÚÈ·¶¨Ñ¡ÔñÒ»ÖÖÕÊ»§ºó£¬Óû§Ê¹ÓÃÖ§¸¶Ç°ÐèÒª°ó¶¨Ò»¸öÒøÐÐÕÊ»§»òÕßÒ»ÕÅÐÅÓÿ¨£¬´Ëʱ£¬PayPal¾Í¶ÔÐÅÓÿ¨ÕÊ»§ºÍÒøÐÐÕÊ»§µÄÓÐЧÐÔÒÔ¼°Óû§µÄÉí·Ý½øÐÐÑéÖ¤¡£¶ÔÃÀ¹úÓû§²ÉÈ¡¡°Random Deposit¡±µÄ·½Ê½£¬µ±Óû§µÇ¼Çʱ£¬PayPalÏò¸ÃÕÊ»§Ëæ»ú´æÈëÁ½±ÊС¶î´æ¿î£¬ÔÚ2£3¸ö¹¤×÷ÈÕÖ®ºó£¬Óû§¿ÉÒÔ²éÔÄÕâÁ½±Ê´æ¿îµÄÊý¶î²¢×÷Ϊ¼¤»îµÄ´úÂ룬ÔÚPayPalÒ³ÃæÉÏÍê³ÉÑéÖ¤Á÷³Ì¡£ÁíÒ»ÖÖÊÇÕë¶ÔÔÚÃÀ¹úÍâµÄÓû§£¬ÕâЩ¿Í»§ÔÚ¿ªÉèÕÊ»§Ç°£¬ÐèÒªÏòPayPalÔ¤ÏÈÖ§¸¶Ò»±Ê1.95ÃÀÔªµÄ¿îÏî£¬ËæºóÓû§½«»áÔÚÐÅÓÿ¨Ô½ᵥ¡¢ÒøÐÐÕÊ»§µÄ¶ÔÕʵ¥ÒÔ¼°ÔÚÏß·ÃÎÊ»ñµÃÒ»¸ö4λ´úÂ룬Èç¹û¿Í»§ÔÚPayPalÒ³ÃæÕýÈ·ÊäÈëÕâ4λ´úÂ룬Ôò¸Ã¿Í»§µÄÕÊ»§¾Í±»¼¤»î£¬ÔÚ½øÐÐÏÂÒ»´Î¸¶¿îʱ£¬Õâ1.95ÃÀÔªµÄ¿îÏ±»PayPal·µ»¹¡£
¡ñ½»Ò×±£»¤
»ùÓÚPayPal³õʼÒÀÀµÓÚeBay²»¶ÏÀ©´ó×Ô¼ºÒµÎñµÄ¹ØÏµ£¬PayPalרÃÅÉèÖÃÁËһϵÁÐÕë¶ÔÍøÉϽ»Ò׵ݲȫ֧¸¶Õþ²ß£¬ÓÐÂò·½ÉêËßÕþ²ß¡¢Âô·½±£»¤Õþ²ß¡¢Âò·½±£»¤Õþ²ßºÍÍ˿±£Õþ²ß¡£ÆäÖÐÔÚÂò·½ÉêËßÕþ²ßºÍÂò·½±£»¤Õþ²ßÖУ¬¶¼Ìáµ½PayPal¶ÔÂô·½Î´½»»õ¡¢ÊÕµ½µÄ»õÆ·ºÍÃèÊöÃ÷ÏÔ²»·ûºÏµÈÇé¿ö£¬Ìṩһ¶¨µÄÍ˿ÕÏ¡£
¶þ¡¢Ö§¸¶±¦Ä£Ê½¼°Ç³Îö
¼òµ¥À´Ëµ£¬ËüµÄ¹¦ÄܾÍÊÇΪÌÔ±¦µÄ½»Ò×ÕßÒÔ¼°ÆäËûÍøÂç½»Ò×µÄË«·½ÄËÖÁÏßϽ»Ò×ÕßÌṩ¡°´úÊÕ´ú¸¶µÄÖнé·þÎñ¡±ºÍ¡°µÚÈý·½µ£±£¡±¡£´ÓÖ§¸¶Á÷³ÌÉÏÀ´ËµÀàËÆÓÚPayPalµÄµç×ÓÓʼþÖ§¸¶Ä£Ê½£¬ÒµÎñÉϵIJ»Í¬Ö®´¦ÔÚÓÚPayPalÒµÎñÊÇ»ùÓÚÐÅÓÿ¨µÄÖ§¸¶Ìåϵ£¬²¢ÇҺܴó³Ì¶ÈÉÏÊÜÖÆÓÚÐÅÓÿ¨×éÖ¯¹æÔò£¨ÔÚÏû·ÑÕß±£»¤·½Ã棩ºÍÍⲿÕþ²ßµÄÓ°Ïì¡£ÁíÍâPayPalÖ§³Ö¿ç¹ú£¨µØÇø£©µÄÍøÂçÖ§¸¶½»Ò×£¬¶øÖ§¸¶±¦ËäÈ»²»Åų⡰¹ú¼ÊʹÓÃÕß¡±£¬µ«Êǹ涨¡°ÔòÐè¾ß±¸¹úÄÚÒøÐÐÕÊ»§¡±¡£Ö§¸¶±¦µÄÉè¼Æ³õÖÔͬÑùÒ²ÊÇΪÁ˽â¾ö¹úÄÚÍøÉϽ»Ò××ʽð°²È«µÄÎÊÌâ£¬ÌØ±ðÊÇΪÁ˽â¾öÔÚÆä¹ØÁªÆóÒµÌÔ±¦ÍøC2CÒµÎñÖÐÂò¼ÒºÍÂô¼ÒµÄ»õ¿îÖ§¸¶Á÷³ÌÄܹ»Ë³Àû½øÐС£ÆäÔçÆÚ»ù±¾Ä£Ê½ÊÇÂò¼ÒÔÚÍøÉϰÑÇ®¸¶¸øÖ§¸¶±¦¹«Ë¾£¬Ö§¸¶±¦ÊÕµ½»õ¿îÖ®ºó֪ͨÂô¼Ò·¢»õ£¬Âò¼ÒÊÕµ½»õÎïÖ®ºóÔÙ֪֧ͨ¸¶±¦£¬Ö§¸¶±¦Õâʱ²Å°ÑǮתµ½Âô¼ÒµÄÕË»§ÉÏ¡£½»Ò×µ½´Ë½áÊø¡£ÔÚÕû¸ö½»Ò×¹ý³ÌÖУ¬Èç¹û³öÏÖÆÛÕ©ÐÐΪ£¬Ö§¸¶±¦½«½øÐÐÅ⸶¡£
£¨Ò»£©Ö§¸¶±¦Á÷³Ì¼ò½é
Òª³ÉΪ֧¸¶±¦µÄÓû§£¬ÓëPayPalµÄÁ÷³ÌºÜÏàËÆ£¬±ØÐë¾¹ý×¢²áÁ÷³Ì,Óû§ÐëÓÐÒ»¸ö˽È˵ĵç×ÓÓʼþµØÖ·£¬ÒÔ±ã×÷ΪÔÚÖ§¸¶±¦µÄÕ˺ţ¬È»ºóÌîд¸öÈ˵ÄÕæÊµÐÅÏ¢£¨Ò²¿ÉÒÔ¹«Ë¾µÄÃûÒå×¢²á£©£¬°üÀ¨ÐÕÃûºÍÉí·ÝÖ¤ºÅÂë¡£ÔÚ½ÓÊÜÖ§¸¶±¦É趨µÄ¡°Ö§¸¶±¦·þÎñÐÒ顱ºó£¬Ö§¸¶±¦»á·¢·âµç×ÓÓʼþÖÁÓû§ÌṩµÄÓʼþµØÖ·£¬È»ºóÓû§ÔÚµã»÷ÁËÓʼþÖеÄÒ»¸ö¼¤»îÁ´½Óºó£¬²Å¼¤»îÁËÖ§¸¶±¦ÕÊ»§£¬¿ÉÒÔͨ¹ýÖ§¸¶±¦½øÐÐÏÂÒ»²½µÄÍøÉÏÖ§¸¶²½Ö衣ͬʱ£¬Óû§±ØÐ뽫ÆäÖ§¸¶±¦Õ˺Űó¶¨Ò»¸öʵ¼ÊµÄÒøÐÐÕ˺ŻòÕßÐÅÓÿ¨Õ˺ţ¬ÓëÖ§¸¶±¦Õ˺ÅÏà¶ÔÓ¦£¬ÒÔ±ãÍê³Éʵ¼ÊµÄ×ʽðÖ§¸¶Á÷³Ì¡£
Ŀǰ£¨½ØÖÁ2005Äê6Ô£©£¬»ùÓÚ½»Ò׵Ľø³Ì£¬Ö§¸¶±¦ÔÚ´¦ÀíÓû§Ö§¸¶Ê±ÓÐÁ½ÖÖ·½Ê½¡£
µÚÒ»ÖÖ·½Ê½£ºÂòÂôË«·½´ï³É¸¶¿îµÄÒâÏòºó£¬ÓÉÂò·½½«¿îÏî»®ÖÁÆäÔÚÖ§¸¶±¦ÕÊ»§£¨ÆäʵÊÇÖ§¸¶±¦ÔÚÏà¶ÔÒøÐеÄÕÊ»§£©£¬Ö§¸¶±¦·¢µç×ÓÓʼþ֪ͨÂô¼Ò·¢»õ£¬Âô¼Ò·¢»õ¸øÂò¼Ò£¬Âò¼ÒÊÕ»õºó֪֧ͨ¸¶±¦£¬Ö§¸¶±¦ÓÚÊǽ«Âò·½ÏÈǰ»®À´µÄ¿îÏî´ÓÂò¼ÒµÄÐéÄâÕÊ»§Öл®ÖÁÂô¼ÒÔÚÖ§¸¶±¦ÕÊ»§¡£
ÁíÒ»ÖÖ·½Ê½ÊÇÖ§¸¶±¦µÄ¼´Ê±Ö§¸¶¹¦ÄÜ£¬¡°¼´Ê±µ½Õʽ»Ò×£¨Ö±½Ó¸¶¿î£©¡±£¬½»Ò×Ë«·½¿ÉÒÔ²»¾¹ýÈ·ÈÏÊÕ»õºÍ·¢»õµÄÁ÷³Ì£¬Âò¼Òͨ¹ýÖ§¸¶±¦Á¢¼´·¢Æð¸¶¿î¸øÂô¼Ò¡£Ö§¸¶±¦·¢¸øÂô¼Òµç×ÓÓʼþ£¨ÓÉÂò¼ÒÌṩ£©£¬ÔÚÓʼþÖиæÖªÂô¼ÒÂò¼Òͨ¹ýÖ§¸¶±¦·¢¸øÆäÒ»¶¨Êý¶îµÄ¿îÏî¡£Èç¹ûÂô¼ÒÕâʱ²»ÊÇÖ§¸¶±¦µÄÓû§£¬ÄÇôÂô¼ÒҪͨ¹ý×¢²áÁ÷³Ì³ÉΪ֧¸¶±¦µÄÓû§ºó²ÅÄÜÈ¡µÃ»õ¿î¡£ÓÐÒ»µãÐèҪ˵Ã÷£¬Ö§¸¶±¦ÌṩµÄÕâÖÖ¼´Ê±Ö§¸¶·þÎñ²»½öÏÞÓÚÌÔ±¦ºÍÆäËûµÄÍøÉϽ»Òׯ½Ì¨£¬¶øÇÒ»¹ÊÊÓÃÓÚÂòÂôË«·½´ï³ÉµÄÆäËûµÄÏßϽ»Òס£ ´ÓijÖÖÒâÒåÉÏ˵£¬Èç¹ûʵ¼ÊÉÏûÓн»Ò×·¢Éú£¨¼´Ë«·½²»Êǽ»Ò×µÄÂòÂô·½£©£¬Ò²¿ÉÒÔͨ¹ýÖ§¸¶±¦ÏòÈκÎÒ»¸öÈ˽øÐÐÖ§¸¶¡£
£¨¶þ£©Ö§¸¶±¦Ä£Ê½Öеķ¨ÂÉÎÊÌâ
ÓÉÓÚÖ§¸¶±¦ÔÚÅäºÏÆä¹ØÁªÆóÒµÌÔ±¦ÍøµÄÒµÎñͬʱ£¬ÔÚ¹úÄÚÍÆÐС°µç×ÓÓʼþÖ§¸¶·½Ê½¡±µÄģʽ£¬ÏÖÐйúÄÚÏà¹ØÁ¢·¨µÄȱλÒÔ¼°´«Í³·¨ÂɺÍÏÖ½ðÖ§¸¶·½Ê½µÄ²»Ïàе÷ʹµÃÖ§¸¶±¦ÒÔ¼°ÀàËÆÍøÕ¾µÄ½¨Á¢ºÍ·¢Õ¹ÃæÁÙһЩÏÖʵµÄ·¨ÂÉÎÊÌâ¡£Ò»À´ÓÉÓÚÉæ¼°ÀàËÆÍøÂç½»Òׯ½Ì¨µÄ·¨ÂɵØÎ»£¬ÔÚ½»Ò×Öеķ¨ÂÉÔðÈεȺܶ෨ÂÉÎÊÌⶼûÓÐÃ÷È·µÄÁ¢·¨¼ÓÒԹ淶£¬¶øÇÒÍøÂçÖ§¸¶µÄ·¢Õ¹ºÍÓëÍøÂç½»Òׯ½Ì¨ÔÚÒµÎñÉϵÄÏ໥´Ù½øºÍÖ§³Ö¸ü¼ÓʹµÃ¹úÄÚ´«Í³·¨ÂɸÅÄîºÍ˾·¨Êµ¼ùÔÚÕâ¸öÁìÓòÏÔµÃÎÞËùÊÊ´Ó¡£ÎÒÃÇÊÔ×Å´ÓÒÔÏÂÕâ¸ö¼¸¸ö·½ÃæÌ½ÌÖ£¬Èç֧ͬ¸¶±¦µÄÕâÖÖµÚÈý·½ÍøÂ磨ÔÚÏߣ©Ö§¸¶Ä£Ê½¿ÉÄÜÓöµ½µÄһЩ·¨ÂÉÎÊÌâ¡£
1£®ÉÌÒµÐí¿É¡¢·¨ÂɵØÎ»
Ö§¸¶±¦ÔÚÉÌÒµÐí¿É¾Óª·¶Î§ÄÚ±íÃ÷Æä´ÓʵÄÊǵ£±£ºÍÖнéÒµÎñ¡£¶ø¾Óªµ£±£ÒµÎñÔÚÎÒ¹úÓÐ׎ÏÑϸñµÄÏÞÖÆ¡£´Ó¹«¿ª²éѯµ½µÄÏà¹ØÕþ¸®²¿ÃÅÉóÅúÖ§¸¶±¦µÄ¾Óª·¶Î§µÄÎļþÉÏ¿ÉÒÔ¹«¿ª¿´µ½£¬Ö§¸¶±¦¹«Ë¾¿ÉÒÔ¿ªÕ¹¡°Óɹú¼ÒÕþ²ßÔÊÐíµÄµ£±£ÒµÎñ£¨Éæ¼°Ðí¿ÉÖ¤µÄƾ֤¾Óª£©¡±¡£ÓÉÓÚÒ»°ãµ£±£ÒµÎñÐèÒª¶à¸ö²¿ÃŵÄǰÖÃÉóÅú£¬Òò´Ë£¬³ýÁ˽ðÈÚÐÔÖʵĵ£±£ÒÔÍ⣬֧¸¶±¦¿ÉÒÔ¿ªÕ¹Ò»°ãµÄ½»Ò×µ£±£·þÎñ¡£È»¶øÓÉÓÚĿǰµÄ·¨ÂÉȱʧ£¬Ö§¸¶±¦ËäÈ»×ö׎»Ò×¹ý³ÌÖеĵÚÈý·½±£ÕÏ£¬µ«Ó¦±ÜÃâ×Ô¼ºÇ£Éæ½ø¾ßÌåµÄ½»Ò×ÖдӶø³Ðµ£Ó¦Óеĵ£±£ÔðÈΡ£´ËÍ⣬¾ÍÈçͬÆäÔÚ·þÎñÐÒéÖÐËù˵µÄÖ§¸¶Öнé¾ßÌåÊôÓÚÄÄÒ»ÀàÒµÎñ²¢²»Ã÷È·¡£Í¨³£¶øÑÔ£¬Èç¹û²»Êǽö½öÌṩ¼¼Êõƽ̨£¬Ö§¸¶Öнé·þÎñÆäʵÀàËÆÓÚ½áËãÒµÎñ£¬¶ø½áËãÒµÎñ£¬¸ù¾ÝÎÒ¹ú¡¶ÉÌÒµÒøÐз¨¡·µÄ¹æ¶¨ÊôÓÚÉÌÒµÒøÐеÄÖмäÒµÎñ£¬±ØÐë¾¹ýÒø¼à»áµÄÅú×¼²ÅÄÜ´ÓÊ¡£
ÁíÍ⣬ÓÉÓÚ¹úÄÚ·¨¹æÉв»ÔÊÐíÍâ×ÊÖ±½Ó½øÈëµç×ÓÖ§¸¶ÁìÓò£¬×÷ΪÓëÖ§¸¶±¦ÏàËÆµÄPayPalÈçºÎ½øÈëÖйúÉæ×ãµç×ÓÉÌÎñµÄµÚÈý·½Ö§¸¶ÁìÓò»¹Óдý½øÒ»²½µÄ¹Û²ì¡£
ÔÚÖ§¸¶±¦µÄÓû§ÐÒéÖУ¨2005Äê2Ô£©Ìáµ½£¬¡°Ö§¸¶±¦¡±·þÎñÊÇÓÉÕã½Ö§¸¶±¦ÍøÂç¿Æ¼¼ÓÐÏÞ¹«Ë¾£¨ÒÔϼò³Æ±¾¹«Ë¾£©ÏòÓû§ÌṩµÄ¡°Ö§¸¶±¦¡±Èí¼þ·þÎñϵͳ¼°¸½ËæÎªÓû§ÌṩµÄ´úÊÕ´ú¸¶»õ¿îµÄÖнé·þÎñ¡£Ö§¸¶±¦ÔÚÕâÀï³Æ×Ô¼ºÊÇÖн鷽£¬Í¬ÑùÔÚÓû§ÐÒéµÄ¶à´¦µØ·½±ÜÃâ˵×Ô¼ºÊÇÒøÐкͽðÈÚ»ú¹¹£¬¿ÉÒÔÈÏΪ֧¸¶±¦ÔÚ·þÎñÐÒéÖÐÊÔͼȷÁ¢×ÔÉíÊÇΪÓû§Ìá¹©ÍøÂç´úÊÕ´ú¸¶µÄÖÐ½éµØÎ»¡£¶ø´ÓÖ§¸¶±¦µÄʵ¼ÊÒµÎñÔËÐÐÀ´¿´£¬Ò»·½Ã棬֧¸¶±¦ÎªÎ¬»¤ÍøÂç½»Ò׵ݲȫÐÔ×÷ΪµÚÈý·½ÎªÂò·½ºÍÂô·½£¨ÌرðÊÇΪÂò·½£©ÌṩÁ˾ßÓÐÏà¶Ô¿É¿¿ÐԵĵÚÈý·½±£ÕÏ£¨escrow£©£»ÁíÒ»·½Ã棬ÆäÒ²±ØÈ»»ý¾ÛÁËÖÚ¶àµÄÓû§ÖÃÈë×ʽ𣬾ßÓÐÀàËÆÒøÐеIJ¿·Ö¹¦ÄÜ¡£
2£®Ö§¸¶±¦ÔÚÍøÂç½»Ò×ÐÐΪÖеÄÔðÈÎ
Ö§¸¶±¦×÷Ϊ֧¸¶Öнé²ÎÓëµç×Ó½»Ò׻¹ý³ÌÖУ¬Æä´¦ÓÚÔõÑùµÄ·¨ÂɵØÎ»£¬Ó¦µ±³Ðµ£ÔõÑùµÄ·¨ÂÉÔðÈξÍÊÇÁ¢·¨ËùÐèҪȷ¶¨µÄÎÊÌâ¡£ÔÚÍøÂç½»Ò×ÖУ¬Ö§¸¶ÖнéµÄµØÎ»¿ÉÒÔͨ¹ýÓû§ÐÒéÔ¼¶¨¡£µ«ÊÇÓÉÓÚÔÚÍøÂç½»Ò×ÖУ¬Âò·½ºÍÂô·½¶¼ÓëÏÖʵµÄ½»Ò×¹ý³ÌÓÐןܴóµÄÇø±ð£¬ÄÇô×÷ΪÖÐ½éµØÎ»µÄÖ§¸¶±¦ÔÚ´¦ÀíÍøÂçÖ§¸¶³ÌÐò°ïÖú½â¾öÀ§ÈÅÖ§¸¶µÄÕâÒ»³ÏÐŵÄÎÊÌâ¾ÍÓзÇͬѰ³£µÄ×÷Óã¬Ö§¸¶Öнé¶ÔÍøÂç½»Ò×Ëù³Ðµ£µÄÔðÈξÍÐèÒªÓз¨ÂÉÀ´È·¶¨¡£ÎÒÃÇÈÏΪ¿ÉÒÔÓÉÒÔϼ¸µãÀ´¿¼ÂÇ£º
ÆäÒ»£¬Ö§¸¶±¦Ê×ÏÈ¿ÉÒÔ¶¨Î»ÎªÍøÂçÖ§¸¶¼¼Êõ·þÎñÌṩÉÌ£¬¶ÔÖ§¸¶Ë«·½µÄÖ§¸¶Ö¸ÁîºÍËùÌṩµÄÊý¾Ý½øÐд¦Àí£¬¶ø²»¿¼ÂÇÖ§¸¶ÐÐΪ±¾ÉíµÄÓÐЧÐÔºÍÏà¹ØÐÅÏ¢µÄÕæÊµÐÔ¡¢ºÏ·¨ÐÔ¡£»òÕß½öÒÔÓÐÏÞµÄÉÌÒµ½÷É÷½Ç¶È¼ÓÒԺ˶ԣ¬ÀýÈçͨ¹ýÉí·ÝÈÏÖ¤£¬»òÕߺÍÒøÐÐÖ®¼äͨ¹ýÐÒéÀ´È·Èϰó¶¨ÔÚÐéÄâÕ˺ţ¨µç×ÓÓʼþµØÖ·£©µÄÉí·ÝµÄÕæÊµÐÔ¡£ÕâÀﻹÐèÒª¿¼Âǵ½ÓÐЩÊÇδ¾ÊÚȨµÄÖ§¸¶Ö¸ÁîµÄ·¢³ö£¬ÀýÈçËûÈ˵ÁÓÃÁËÖ§¸¶È˵ÄÕ˺ŽøÐÐÁ˲Ù×÷£¬Èç¹û·¢ÉúÖ§¸¶£¬¸ù¾ÝĿǰµÄÖйú·¨ÂÉ£¬ËƺõºÜÄÑÕÒµ½ÓëPayPalÃæÁÙͬÑùÎÊÌâʱËùÒª×÷³öµÄ¶Ôµç×Ó×ʽ𻮲¦·¨µÄÈò½£¬¼´Óɵç×Ó×ʽ𻮲¦Õß½øÐÐÒ»¶¨µÄÅ⸶¡£
Æä¶þ£¬Ö§¸¶±¦×÷Ϊ´úÊÕ´ú¸¶µÄÖ§¸¶ÖнéÊÇÖ´ÐÐ×ÅÒ»¶¨µÄ½áËãÒµÎñ£¬ÀàËÆÓÚ´«Í³ÐÐÒµµÄ½ðÈÚÒµµÄ½áËãÒµÎñ·þÎñÉÌ¡£Æä´úÀíÖ§¸¶Ë«·½Íê³É½áËãÐÐΪ£¬²¢¸ºÔð¼ÇÔØË«·½µÄ¡°´æ¿î¡±½ð¶î£¬È·±£ÍøÂçÖ§¸¶ºÏ·¨ÓÐЧµÄÍê³É¡£ÀýÈçÖ§¸¶±¦ÔÚ·þÎñÐÒéÖÐÓÐÕâÑùÐðÊö¡°1£®±£¹Ü¹¦ÄÜ:Äú¿ÉÒÔÏò±¾¹«Ë¾»ãÈëÒ»¶¨½ð¶îµÄ»õ±Ò£¬²¢Î¯Íб¾¹«Ë¾´úΪ±£¹Ü¡£2£®´úÊÕ¹¦ÄÜ£ºÄú¿ÉÒÔÒªÇó±¾¹«Ë¾´úΪÊÕÈ¡±¾¹«Ë¾ÆäËü×¢²áÓû§ÏòÄúÖ§¸¶µÄ¸÷Àà¿îÏî¡£3£®´ú¸¶¹¦ÄÜ£ºÄú¿ÉÒÔÒªÇó¹«Ë¾¾ÍËù±£¹Ü»ò´úÊյĿîÏîÏòÌØ¶¨µÄµÚÈý·½½øÐÐÖ§¸¶£¬ÄúͬÒâÈç·Ç¾·¨ÂɳÌÐò»òÕß·ÇÓÉÓÚ±¾Ìõ¿îÔ¼¶¨ÊÂÏîÖ®³öÏÖ£¬´ËµÈÖ§¸¶ÊDz»¿ÉÄæ×ªµÄ¡£¡±ÕâÀïÓÐЩ·¨ÂÉÎÊÌâÖµµÃ̽ÌÖ£ºÈç¹û×÷ÎªÍøÂç½»Ò׵ĽáËã´úÀíÈË£¬ÎªË«·½µÄÖ§¸¶ºÍÊÕ¿îÐÐΪÌṩÖнé·þÎñ£¬ÔÚ¶ÔË«·½À´ËµÊÇÖÐÁ¢µÄµØÎ»¡£µ«ÊÇÈç¹û½»Ò×Ë«·½ÓÐÁ˾À·×£¬×÷Ϊ´úΪ£¨Àí£©ÊÕ¿îºÍ´úΪ£¨Àí£©¸¶¿îµÄÖ§¸¶±¦£¬½«ÃæÁÙÁ½ÄѾ³µØ¡£ÒòΪ´ÓÒ»°ãÖнéµÄ´úÀíµ±ÊÂÈ˵ķ¨ÂɵØÎ»À´Ëµ£¬ÔÚÒ»Æð¾À·×ÖдúÀíË«·½½«ºÜÄÑ×öµ½¹«Æ½ºÍ¹«Õý£¬Èç¹û´ú±íÒ»·½±ØÈ»¶ÔÁíÍâÒ»·½²»Àû£¬»áÏÝÈëË«·½´úÀíµÄ¾½¾³¡£
ÆäÈý£¬×÷ÎªÍøÂç½»Ò×Ö§¸¶µÄ±£Ö¤ÈË¡£´ÓÖ§¸¶±¦ÓÚ2005Äê3ÔÂ15ÈÕÍÆ³öµÄÖ§¸¶±¦»ù½ðÉêÇë¹æÔò £¨ÇãÏòÓÚÂò¼ÒµÄÕþ²ß£©ÒÔ¼°ºóÀ´Óû§¶Ô´ËµÄÖÊÒÉ¿ÉÒÔ¿´³öÖ§¸¶±¦ÔÚ´ÓÊ´ËÏîÒµÎñʱµÄÃæÁÙµÄһЩ·¨ÂÉÎÊÌâ¡£
Ö§¸¶±¦»ù½ðÉêÇë¹æÔòµÄ»ù±¾ÔË×÷»úÖÆÊÇÒÔÔÚÌÔ±¦Éϳɽ»Îª»ù´¡£¬ÌṩһÖÖµÚÈý·½±£ÕÏ£¨escrow£©£¬ÔÚÂò¼ÒÈ·ÈÏÊÕµ½Âô¼Ò·¢À´µÄÉÌÆ·Ç°£¬ÌæÂòÂôË«·½ÔÝʱ±£¹Ü»õ¿îµÄÒ»ÖÖ·þÎñ¡£ÈçÔÚ¹æÔòÖУ¬Ö§¸¶±¦³Æ¡°Ö§¸¶±¦»ù½ðÊÇÖ§¸¶±¦¹«Ë¾ÎªÁ˽øÒ»²½½µµÍʹÓÃÖ§¸¶±¦·þÎñÓëµÚÈý·½½øÐн»Ò×µÄÂò¼ÒÓû§µÄ½»Ò×·çÏÕ¶øÉèÖõģ¬Ö§¸¶±¦¹«Ë¾½«Îª·ûºÏ±¾¹æÔòÔ¼¶¨µÄÉêÇëÌõ¼þ£¬²¢¾Ö§¸¶±¦¹«Ë¾ºË×¼µÄÂò¼ÒÓû§·¢·Å»õ±ÒÐÎʽµÄ»ù½ð×ÊÖú¡£¡±Æä¾ßÌåÁ÷³ÌÊÇ£ºÊ×ÏÈ£¬Âò¼ÒÓëÂô¼Ò¾Í¹ºÂòÄ³Ò»ÍøÉÏÉÌÆ·´ï³É³É½»ÐÒéºó£¬Âò¼ÒÏȰѻõ¿î´òÖÁÖ§¸¶±¦Õâ¸öµÚÈý·½ÕÊ»§ÉÏ£»µÈÂò¼ÒÏòÖ§¸¶±¦ºÍÌÔ±¦·¢³öÈ·ÈÏÊÕµ½ÉÌÆ·²¢ÇÒÊÕµ½µÄÉÌÆ·ÓëËù¹ºÂòµÄÉÌÆ·ÐÅÏ¢Ïà·ûʱ£¬Ö§¸¶±¦²Å°Ñ»õ¿î»®ÖÁÂô¼ÒµÄÕ˺𣵫ÊÇÒ»µ©Âò¼Ò´æÐÄÆÛÕ©£¬»òÊǵ±ÊÕµ½»õÁËÈ´²»Í¨ÖªÖ§¸¶±¦¸¶¿î¸øÂô·½»òÕßÌô»õÆ·µÄ覴ã¬ÄÇôÂô¼Ò²»¾Í³ÉÁËÕâ¸öÁ÷³ÌÖÐΨһ¿ÉÄÜÊܵ½ËðʧµÄÒ»·½ÁË¡£Ä¿Ç°Ö§¸¶±¦²¢Ã»ÓÐÍÆ³öÕë¶ÔÂô¼ÒµÄ±£»¤Å⸶´ëÊ©¡£Òò´Ë¸ù¾ÝÖ§¸¶±¦ÔÚ·þÎñÐÒéÖÐÌáµ½µÄ´úÊÕ´ú¸¶µÄÖÐ½éµØÎ»£¬ÔÚ´Ë¿´À´ÓÐЩǣǿ£¬ÒòΪÔÚ¾ßÌåµÄÖ§¸¶±£ÕϹý³ÌÖУ¬Í¨¹ýÌÔ±¦Íø½øÐйºÎïµÄÂò¼ÒµÄÀûÒæµÃµ½Á˽ϴóµÄ±£»¤£¬¶øÂô¼Ò¾Í¼«¿ÉÄÜÓÀÔ¶µÈ²»µ½»õ¿î¡£Í¨¹ý´ËÏî»ù½ðÉêÇë¹æÔò£¬´¦ÓÚÖÐ½éµØÎ»µÄÖ§¸¶±¦½éÈëÁ˾ßÌåµÄ½»Ò×ÐÐΪ£¬´¦ÓÚ×ʽðÁ´µÄij¸ö»·½Ú£¬¶øÇÒ»ùÓÚÂò¼ÒµÄÉêÇë¿ØÖÆÁË×ʽðµÄÁ÷¶¯·½Ïò£¬Òò´Ë¸ü¶àÌåÏÖÁËÒ»ÖÖ±£Ö¤È˵Ä×÷Ó㬳е£Á˵£±£µÄÔðÈΡ£
3£®Óû§×ʽð½øÈëÖ§¸¶±¦ºó²úÉúµÄÎÊÌâ
3£1 ²úÉúµÄæÜÏ¢
ĿǰÎÒ¹úµÄÒøÐÐÌåϵ´ó²¿·ÖµÄÕÊ»§¶¼»á²úÉúæÜÏ¢¡£Í¬Ñù´óÁ¿µÄÓû§ÔÚÖ§¸¶±¦ÉÏ¿ªÁË»§£¬Ö»Òª×¼±¸¸¶¿î¾Í±ØÐëÌáǰ¶ÔÖ§¸¶±¦ÕÊ»§³äÖµ£¬Ò²¾ÍÐë½«ÒøÐÐÕÊ»§µÄ¿îÏî»®ÈëÖ§¸¶±¦ÕÊ»§£¬¼´Ö§¸¶±¦ÔÚÒøÐеÄÕÊ»§£¨ÈçͬPayPalµÄPooled Account £©¡£ÁíÍ⣬ÔÚͨ¹ýÖ§¸¶±¦½øÐÐÖ§¸¶µÄÁ÷³ÌÖУ¬ÈçÂò¼ÒÐèÒªµÈÂô¼Ò·¢µÄ»õÎïµ½´ï£¬×ÔÈ»ÓÐÒ»¶¨µÄÕÊÆÚ£¬ÕâÆÚ¼ä£¬ÔÚÒøÐÐÕÊ»§ÄÚµÄÓû§ÕÊ»§±ØÈ»²úÉúÀûÏ¢¡£Ö§¸¶±¦ÔÚ·þÎñÐÒéÖгơ°ÄúͬÒ⣬±¾¹«Ë¾ÎÞÐë¶ÔÄúʹÓÃÖ§¸¶±¦·þÎñÆÚ¼äÓɱ¾¹«Ë¾±£¹Ü»ò´úÊÕ»ò´ú¸¶µÄ¿îÏîµÄ»õ±Ò±áÖµ³Ðµ£·çÏÕ£¬²¢ÇÒ±¾¹«Ë¾ÎÞÐëÏòÄúÖ§¸¶´ËµÈ¿îÏîµÄæÜÏ¢¡£¡±Ò»°ãÀ´ËµÈç¹ûÖ§¸¶±¦ÅųýÁËÓû§ÒªÇóÖ§¸¶¿îÏîæÜÏ¢µÄȨÀû£¬ÄÇôæÜϢȥÏòÎÞ·ÇÊÇÁ½ÖÖ¿ÉÄÜ£ºÒ»ÊÇÒøÐÐÌṩµÄÊÇÎÞÏ¢ÕÊ»§»òÕßÒøÐÐÕ¼ÓÐÁËÄDz¿·ÖæÜÏ¢£¬¶þÊÇÓû§×ʽð²úÉúµÄæÜÏ¢±»Ö§¸¶±¦ÊÕÈ¡ÁË¡£ºóÒ»ÖÖ¿ÉÄÜÐÔ½ÏΪ´ó£¬¿ÉÒÔÉèÏëÒ»µ©Óû§ÊýÁ¿¼±¾çÔö³¤£¬¾Þ´óµÄ×ʽðÊý¶îÒ²½«´øÀ´¿É¹ÛµÄÀûÏ¢ÊÕÈë¡£µ«Í¬Ê±·¨ÂɵÄÏÞÖÆºÍÏàÓ¦µÄ¼à¹Ü±ØÈ»ËæÖ®¶øÀ´£¬ÈçͬPayPal ÔÚ·¢Õ¹µÄ³õÆÚÒ»ÑùÒ²ÊÇÊÕÈ¡ÀûÏ¢£¬µ½ºóÀ´×ñ´Óµç×Ó×ʽð×ªÒÆ·¨°¸£¬½«Óû§µÄ×ʽðÈ«¹éÓÚÒøÐеÄÎÞÏ¢ÕÊ»§¡£Ä¿Ç°ÔÚ¹úÄÚ£¬ºóÒ»ÖÖÇé¿öÎÞÒɽ«ÒªÊܵ½½ðÈÚ·¨¹æµÄÖÆÔ¼ºÍÒøÐÐÒµµÄ¼à¹Ü¡£
3£2 ×ʽð°²È«£Ïû·ÑÕß±£»¤
Èç¹ûÔÚÖ§¸¶±¦ÃæÁÙ¿ÉÄܵÄÔÝÍ£»òÕ߹رÕʱ£¬×÷ΪÓû§µÄ×ʽðÈçºÎµÃµ½Í˳¥Ò²ÊÇÖµµÃÌÖÂÛµÄÎÊÌâ¡£×÷ΪÌá¹©ÍøÂçÖ§¸¶·þÎñµÄÒ»·½£¬È·±£×ʽðµÄ°²È«ÊÇÏíÊÜ·þÎñÌṩÕß×îΪ¹ØÇеÄÎÊÌâ¡£×÷Ϊ½ÓÊÜ·þÎñµÄÏû·ÑÕߣ¬Ãæ¶Ô¿ÉÄܵľӪºÍÕþ²ß·çÏÕ¶¼È±ÉÙÒ»¸öÇ¿ÓÐÁ¦µÄ±£»¤¡£ÁíÖ§¸¶±¦³Æ±ØÒªÊ±Ö§¸¶±¦ÎÞÐè½øÐÐÊÂÏÈ֪ͨ¼´µÃÖÕÖ¹·þÎñ£¬²¢¿ÉÁ¢¼´É¾³ýÕ˺źÍÕ˺ÅÖеÄ×ÊÁϺ͵µ°¸£¬ÕâҲʹÓû§¶ÔÍøÂçÖ§¸¶µÄ°²È«ºÍ³ÖÐøÐÔµÄÁ¼ÐÔ·¢Õ¹²úÉúÁËÓÇÂÇ¡£
3£3 ×ʽðµÄËùÓÐȨ
µ±Âò·½»òÕßÖ§¸¶·½¶ÔÖ§¸¶±¦ÕÊ»§³äÖµºó£¬×ʽð´ÓÂò·½µÄÕÊ»§»®ÖÁÁËÖ§¸¶±¦µÄÕÊ»§£¬Ö§¸¶±¦´ËʱÆðµ½ÁËÒ»¸ö¶Ô×ʽðµÄ±£¹ÜÈ˵Ä×÷Óã¬ÀýÈçÖ§¸¶±¦ÔÚ·þÎñÐÒéÖгơ°1£®±£¹Ü¹¦ÄÜ:Äú¿ÉÒÔÏò±¾¹«Ë¾»ãÈëÒ»¶¨½ð¶îµÄ»õ±Ò£¬²¢Î¯Íб¾¹«Ë¾´úΪ±£¹Ü¡±¡£×ʽðµÄËùÓÐȨ²¢Ã»Óз¢Éú×ªÒÆ£¬Âò·½ÈÔÈ»ÊÇ×ʽðµÄËùÓÐȨÈË£¬µ±Âò·½ºÍÂô·½´ï³Éij±Ê½»Ò×£¬Âò·½ÊÕµ½ÉÌÆ·£¬Í¨¹ýÖ§¸¶±¦ÏòÂô·½¸¶¿îʱ£¬´Ëʱ¿îÏîµÄËùÓÐȨӦÈÔÊôÓÚÂò·½ËùÓУ¬Ö±ÖÁ¿îÏî½øÈëÂô·½ÕÊ»§£¬»òÕßÂô·½È·ÈϽÓÊܸ¶¿îºó£¬ËùÓÐȨתΪÂô¼Ò¡£¿ÉÒÔ¿´µ½£¬Ö§¸¶±¦×÷Ϊ¿îÏîµÄ±£¹ÜÈË£¬Ê¼ÖÕ²»¾ß±¸¶Ô×ʽðµÄËùÓÐȨ£¬Ö»ÊDZ£¹ÜµÄÒåÎñ¡£ÄÇôÓÐÁ½µãÖµµÃ̽ÌÖ£º
Ò»ÊǹØÓÚÊÕÈ¡ÒøÐÐÕÊ»§ÄÚÀûÏ¢£¬ÈçǰËùÊö£¬±£¹ÜÈËÔÚ±£¹ÜÆÚÂú£¬Ó¦½«±£¹ÜÎïÒÔ¼°²úÉúµÄæÜÏ¢¹é»¹¸ø±£¹ÜÎïµÄËùÓÐÈË¡£ÄÇô×÷ΪռÓÐÓû§×ʽðµÄÖ§¸¶±¦¿ÉÄÜÐë¶ÔÒò´Ë²úÉúµÄæÜÏ¢µÄȨÀû¹éÊô½øÐÐÒ»¸öÃ÷È·µÄ±íʾ¡£
¶þÊÇÕë¶Ô»ù½ðÉêÇë¹æÔòµÄÅ⸶£¬¸ù¾Ý¸ÃÉêÇ룬ÉêÇëÈË£¨Âò·½£©ÔÚ½«¿îÏî»®ÖÁÖ§¸¶±¦µÄÕÊ»§ºó£¬Ö»ÒªÃ»ÓÐÊÕµ½»õÎï»òÕß»õÎïºÍÃèÊö²»·ûºÏ£¬Âò¼Ò¿ÉÒÔÉêÇë100£¥½ð¶îµÄÅ⸶¡£ÄÇôÕâʱºòÖ§¸¶±¦×÷ΪµÚÈý·½¼à¹Ü½«ÎªÂò¼ÒÌṩÓë»õÆ·¼ÛÖµµÈ¶îµÄ¡°È«¶îÅ⸶¡±£¬Ò²¾ÍÊÇ˵»ù½ð¡£±ÊÕßÈÏΪÂò¼ÒÔÚÏòÖ§¸¶±¦È·ÈÏÊÕµ½»õÎïºÍ»õÎïµÄÃèÊöÊÇ·ñÏà·ûǰ£¬Âò¼ÒÏÈǰ»®ÖÁÖ§¸¶±¦µÄÄDZÊÇ®¿îµÄËùÓÐȨ²¢Ã»Óз¢Éú×ªÒÆ£¬Ò»Ã»ÓÐ×ªÒÆ¸øÖ§¸¶±¦£¬¶þûÓÐ×ªÒÆ¸øÂô·½¡£ËùÒÔ£¬Ö§¸¶±¦Æäʵ¾ÍÊǽ«ÏÈǰÂò·½»®ÖÁÆäÕÊ»§µÄ¿îÏîÔÝʱ±£¹Ü£¬Æðµ½Ò»¸ö±£¹ÜÈ˵Ä×÷Óã¬Ó¦Âò·½µÄÒªÇ󣬻ùÓÚûÊÕµ½ÉÌÆ·ºÍÉÌÆ·ÃèÊö²»·ûµÄÔÒò£¬²ÅÄܽ«¿îÏîÍË»¹¸øÂò¼Ò¡£Ö§¸¶±¦ËùÃèÊöµÄ¡±»ù½ð×ÊÖú¡±£¬ÕâÀïµÄ»ù½ðÓ¦¸ÃÀí½â³ÉÊÇÖ§¸¶±¦×Ô¼ºËùÓеÄ×ʽ𣬶ø²¢²»ÊÇûÓз¢ÉúËùÓÐÈ¨×ªÒÆµÄÓû§£¨Âò¼Ò£©µÄ¿îÏî¡£
Èý¡¢½áÊøÓï
×ݹ۹úÍâµÄPayPalºÍ¹úÄÚµÄÖ§¸¶±¦£¬ËûÃǶ¼ÓÐ׏²Í¬µã£¬¼´Í¨¹ýÓʼþ·½Ê½À´½øÐÐÍøÂçÖ§¸¶£¬ËäÈ»ÕæÕýµÄÖ§¸¶»¹ÊÇÔÚÒøÐеĺǫ́½øÐÐÁ÷ת¡£Ëæ×ÅÕâÒ»ÐÂÐ͵ÄÖ§¸¶Ä£Ê½³öÏÖ£¬ÒÔ¼°ÆäËûµÄÍøÂç½»Ò×ģʽµÄ²¢Æð£¬ÈçÒªÒÀ¿¿´«Í³µÄ·¨ÂɸÅÄî¡¢ÀíÂÛºÍÒÀ¾ÝÀ´½â¾öÍøÂçÖ§¸¶³öÏÖµÄÎÊÌ⣬ÏÔµÃÁ¦²»´ÓÐÄ¡£
½üÄêÀ´£¬¹úÄÚÔÚµç×ÓÉÌÎñÁìÓòµÄÁ¢·¨Ò²È¡µÃÁËһЩ½øÕ¹£¬ÀýÈç½ñÄêʵʩµÄ¡¶µç×ÓÇ©Ãû·¨¡·ÊÇרÃŹ淶µç×ÓÉÌÎñ»î¶¯µÄµÚÒ»²¿·¨ÂÉ£¬¶¨ÒåÁËʲôÊÇÊý¾ÝµçÎÄ£¬²¢Ã÷È·¹æ¶¨µç×ÓÎļþÓëÖ½½éÖÊÊéÃæÎļþ¾ßÓÐͬµÈЧÁ¦¡£ËæºóÖйúµç×ÓÉÌÎñÐÐҵлáÓÖÖ÷µ¼ÍƳöÁË¡¶ÍøÂç½»Òׯ½Ì¨·þÎñ¹æ·¶¡· £¨×¢5£©£¬ÆäÔÚÏà¹ØÕ½ÚÖÐÌáµ½ÍøÂç½»Ò׸¨Öú·þÎñµÄ¸ÅÄÌáµ½ÍøÂç½»Òׯ½Ì¨ÌṩÉÌÔÚÒÀ·¨È¡µÃÏàÓ¦×ÊÖʺó¿ÉΪ½»Ò×µ±ÊÂÈËÌá¹©ÍøÂç½»Ò׸¨Öú·þÎñ¡£ÔÚÏÈǰµÄ·¨ÂɺÍһЩÐÐÒµ¹æ·¶ÖУ¬ºÜÉÙ´¥¼°ÍøÂçÖ§¸¶£¬¸üûÓÐÃ÷È·¶ÔÍøÂçÖ§¸¶ÌṩÕߵķ¨ÂɵØÎ»¡¢ÍøÂçÖ§¸¶²ÎÓëÕßµÄȨÀûºÍÒåÎñ£¬ÒÔ¼°¶ÔÔÚÍøÂçÖ§¸¶ÖÐÖ§¸¶Ö¸ÁîµÄ·¢³öÒÔ¼°½ÓÊܸ¶¿îµÄÐÐΪÓÐÒ»¸ö·¨Âɽ綨¡£
ÔÚÍøÂ磨ÔÚÏߣ©Ö§¸¶ÖУ¬Ö§¸¶Ë«·½ÓëÖ§¸¶·þÎñµÄÌṩÉÌ´ï³ÉºÏÒ⣬ÆäʵÊÇÒ»ÖÖÃñÊ·¨ÂÉÒªµ÷ÕûµÄ¹ØÏµ¡£È»¶øÓÉÓÚÆäÉæ¼°µ½Óû§×ʽðµÄ´óÁ¿ÍùÀ´ºÍÒ»¶¨Ê±ÆÚµÄ´ú¹Ü£¬¾Í±ØÈ»ÒýÆðÐÐÕþ¼à¹ÜµÄ½éÈ룬±ÜÃâ³öÏÖûÓмà¹Ü˽×ÔʹÓÃ×ʽðµÄ·çÏÕ£¬ ά»¤Éç»á¹«¹²ÀûÒæ¡£Í¬ÑùÔÚ¾ßÌå²Ù×÷²ãÃæ£¬Ò²´æÔÚÔõÑù´¦ÀíºÃÔÚÖ§¸¶¹ý³ÌÖÐÒªÇóµÄ±£ÃÜÐÔ¡¢ÍêÕûÐԺͶ෽Ï໥ÈÏÖ¤µÄÎÊÌ⣬ÎÒÃÇÈÏΪÕþ¸®Ó¦¹ÄÀøÒ»Ð©ÏÈÐеĵç×ÓÉÌÎñÆóÒµ½øÐд´Ð£¬ÆóÒµÔÚÉÌÒµÔËÐÐÖÐÓöµ½Ðµķ¨ÂÉÎÊÌâʱ£¬Í¨¹ýѧÊõÌÖÂÛ£¬»òÕßͨ¹ýÃñʾÀ·×µÄ²ÃÅÐÀ´Öð½¥Ì½Ë÷£¬×îÖÕͨ¹ýÊÔ̽ÐԵĵط½Á¢·¨ÄËÖÁ¹ú¼ÒÁ¢·¨À´½¨Á¢Ïà¶ÔÍêÉÆµÄ·¨ÂÉ·¨¹æ¡£( À´Ô´£º
Öйúµç×ÓÉÌÎñ·¨ÂÉÍø
×÷ÕߣºÐìóä¡¢ºúð©Ô¨£©